June 2013

BANKING ON THE FUTURE: Can corebanking systems operate on mobile telephony?

Affective Core-Banking Services For Microfinance

Written by Insu and John


In this paper, we present a mobile phone-based banking system, called ACMB (Affective Cashless Mobile Banking), for microfinance. ACMB is de-signed to provide banking services to the world’s unbanked population of about 2.6 billion.