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November 2010

Bank Risk Management: 14 indicators for consideration

john wrote on November 16, 2010 - 10:08pm
in

To: Ferry
From: Dr John Vong

Thank you for reminding me of the key indicators that ought to be monitored by bank supervisors, as spoken at the BSMR Indonesia Conference 2010.

There are at least 15 indicators for bank supervisors to monitor pertaining to the level of risk management undertaken in banks.

Most of them are available but some bank supervision authorities might have overlook the importance of Indicators No. 6,7,8 and 13,14, 15 (and comparing them to see the whole picture of what is actually happening in the banks) as an approach to risk management.

Syariah Banking: A Primer

john wrote on November 7, 2010 - 4:28pm
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To: Ferry H.
From: Dr. John Vong

(Excerpt from Vong, J. & Erramili, K., “Marketing of Financial Services”. Published by Institute of Bankers Malaysia in 1997)

KEY CONCEPTS

 Islamic banking is an interest-free banking system that undertakes business, trade activities and all forms of transactions on the basis of fair and legitimate profits, principally in the form of equity participation or profit-loss sharing principle.

On EAGLES Wings article

john wrote on November 6, 2010 - 1:25pm
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To: Moch Ata Amrullah
From: Dr John Vong

Please confirm that you have received an article that will help you interpret the EAGLEs data.

SIRC Guidelines for Relationship Managers in Banking

john wrote on November 5, 2010 - 10:33pm
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To: ALL BANKING RELATIONSHIP MANAGERS AND BRANCH MANAGERS
From: Dr John Vong

  1. What is SIRC?

SIRC is a process that aims to on-boarding prospects or customers in the most effective manner. It describes the process of prospective customer search, prospective customer identification, prospective customer reach out and prospective customer capture

There is always a time lag between carrying out sales activities (such as searching, identifying, reaching out, and capturing the sales) and collecting the revenue. The SIRC process is an attempt to reduce the time lag.

Risks faced by Local Governments

john wrote on November 1, 2010 - 11:22am
in

TO: ALL RISK MANAGERS IN THE PUBLIC SECTOR
FROM : DR. JOHN VONG

Many people think that risk management is only applied in private sector. That kind of thinking is flawed. The public sector has risks too and care must be taken to manage those risks to avoid a political fallout that could. At the central government level the risks can be a national issue (for example, the Thailand case study) and have national consquences. At the local government level or provincial level, the risks will have adverse consequences for local authorities and may even be riased to the national level.